INTEREST RATES
1. Interest Rate on Saving Bank account is 3.50% p.a.
2. Revised rates of Domestic Term Deposits are as under:

Sl.No. 
Particulars 
Existing rates 
Revised rates
Wef.(23/10/2017) 
1 
Upto 14 days 
Nil 
Nil 
2 
15 days and upto 45 days 
5.5%p.a 
5.5%p.a 
3 
46 days and upto 90 days 
6.00%p.a 
5.75%p.a 
4 
91 days and upto 179 days 
6.50%p.a 
6.00%p.a 
5 
180 days and upto 240 days 
6.50%p.a 
6.50%p.a 
6 
241 days and upto 364 days 
6.75%p.a 
6.25%p.a 
7 
1 Year to less than 2 years 
7.00%p.a 
6.50%p.a 
8 
18 Months to less than 2 years 
6.75%p.a 
6.50%p.a 
9 
2 Year to less than 3 years 
6.50%p.a 
6.50%p.a 
10 
3 years to less than 5 years 
6.50%p.a 
6.25%p.a 
11 
5 years to less than 8 years 
6.50%p.a 
6.25%p.a 
12 
8 years to less than 10 years 
6.50%p.a 
6.25%p.a 




Note:
(1) The revised rate will be applicable to all new time deposits and
renewal of time deposits.
(2) The additional interest rate for staff would be 1.00% p.a. more on
the above rate.
(3) The additional interest rate for Senior Citizen (age above 60 years
) would be 0.25% p.a. more of the above rate.
(4) The additional interest rate for Bulk Deposit(Rs 1.00 crores and
above in a single deposit) would be 0.25% p.a. more of the above rate.
3. Revised rates of loans and advances are as under:

Sl.
No. 
Particulars 
Existing
rates 
Revised
rates Wef. (15/10/2017) 
1 
Kisan credit cards ( with interest suibvention) 
7.00% p.a. 
7.00% p.a. 
2 
Kisan credit cards ( without interest subvention) 
10.00% p.a. 
10.00% p.a. 
3 
Selfhelp groups 
12.00% p.a 
12.00% p.a 
4 
General credit cards 
13.00% p.a 
13.00% p.a 
5 
Vehicle loans 
14.00% p.a 
14.00% p.a 
6 
Personal loans 
13.00% p.a 
13.00% p.a 
7 
Agricultural term loan including allied to Agril. 
12.00% p.a 
12.00% p.a 
8 
Loan against securities likes NSCs/LIC policies etc. 
15.00% p.a 
15.00% p.a 
9 
ALL OTHER LOANS AND ADVANCES: 



a) Limit upto Rs.25000/ 
10.00% p.a 
10.00% p.a 

b) Limit above Rs. 25000/ and upto Rs.2.00 lakh 
11.00% p.a 
12.00% p.a 

c) Limit above Rs.2.00 lakh 
12.00% p.a 
13.00% p.a 

d) Overdraft (clean) 
15.00% p.a 
16.00% p.a 
10 
e) Individual Housing/CAR Loan (Against Salary) 

11.00% p.a 
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